Flexible funding for your purchase
Many customers see “Finance” as a dirty word, the home improvement industry often had a bad reputation for high interest finance packages, tying you into 10-year contracts with no chance to make early repayments.
Thankfully, all that has now changed and companies like Adeft are able to offer some fantastic deals to help you spread the cost of your purchase with everything ranging from “free from interest” 36-month deals to a standard low rate of interest with flexible terms.
These packages are so competitive that most of our customers choose to finance their purchase through us rather than having a loan from their bank.
Method 1 | Buy now pay later
As we’ve said, we don’t pretend to be the cheapest company in the UK, because we concentrate on being the best. What we do promise, however, is the best value for money and more quality per pound spent than you’ll find anywhere else.
To make things easier for our customers, we’re also able to offer a wide range of finance options, enabling them to choose the payment plan which fits with their individual circumstances. From 36 month plans to longer term low interest arrangements, we combine flexibility with affordability to such a degree that the majority of our customers opt to take out finance with us rather than borrowing from a bank.
Many of our customers need their Finlock gutters replacing in a hurry, either because the damp issues being caused have suddenly become acute, or in order to take advantage of one of our special offers.
A further advantage of this plan is that the customer can then choose exactly how they make the payments, opting for a specific monthly amount, payments every few months or even one lump sum payment shortly before the end of the 12 month period.
Representative example – Loan amount £4467.00 – 119 repayments of £78.84 and a final payment of £77.15 (agreement length 132 months). Total amount repayable £9459.11. Deferred period 12 months, repay in deferred period £4467.00, Exit admin fee £0.00. Total charge for credit £4992.11. Rate of interest 14.0% AIR – Representative APR 14.9% APR.
Method 2 | Flexible payment plan
Our flexible payment plan enables customers to spread their repayments over a longer period while still taking advantage of low interest rates. Payments can be made over a period of 4, 5 or 10 years, with an interest rate of just 10.9%.
The fact that the interest is charged on the monthly balance means that customers are free to make overpayments when they wish, and the money will be taken straight off the balance, reducing the amount owing and the interest going forward. Many of our customers opt for a 5 or 10 year plan and then make extra repayments to keep the future monthly payments as low as possible.
It should be noted that all finance plans are subject to status and affordability. We also accept payments via cash, cheque, bankers draft, bank transfer and debit card.
£4,467 repayable over 120 months at £60.25 per month with a final payment of £60.06. Representative APR 10.9%. Total payable £7,229.81. Total charge for credit £2,762.81
“The damp in the baby’s room was getting worse – Adeft responded so quickly, the job was completed in record time and finished to a really high standard."
Mr & Mrs M.Jones | Worcester